Many people are wondering just what sort of benefits will be available on the Individual Marketplace and what they will cost. here is some information you can use.

Below are some tables showing the cost & benefits of some plans available in Memphis, TN.  These table are for a single individual who does not use tobacco and assume a person will qualify for subsidized premiums.

Individual Plans Available in Memphis TN

 

% of FPL

Income

Effective Date

 

100%

$11,490

Jan 1, 2014

MetalSort

Bronze

Silver

Silver

Silver

Carrier

BCBST

Plan Name

Mkt B02 HDHP

Mkt S04

Mkt S09 HDHP

Mkt S14

Network

Network E

Coinsurance

80/20

50/50

80/20

80/20

Deductible

$4,000

$0

$0

$0

Out of Pocket Max

$6,350

$550

$800

$850

Office Visits

Ded

Ded

Ded

$10/$40

RX

Ded

Ded

Ded

$3/50/100

Age

Monthly Premium

25

0

13

19

54

30

0

12

19

59

35

0

12

19

62

40

0

12

19

64

45

0

11

19

69

50

0

9

19

81

55

0

6

19

97

60

0

3

19

113

 

% of FPL

Income

Effective Date

 

150%

$17,235

Jan 1, 2014

MetalSort

Bronze

Silver

Silver

Silver

Carrier

BCBST

Plan Name

Mkt B02 HDHP

Mkt S04

Mkt S09 HDHP

Mkt S14

Network

Network E

Coinsurance

80/20

50/50

80/20

80/20

Deductible

$4,000

$0

$300

$750

Out of Pocket Max

$6,350

$1,450

$2,000

$2,000

Office Visits

Ded

Ded

Ded

$10/$40

RX

Ded

Ded

Ded

$3/50/100

Age

Monthly Premium

25

18

51

57

92

30

12

51

57

97

35

9

50

57

100

40

7

50

57

102

45

0

49

57

108

50

0

47

57

119

55

0

44

57

135

60

0

41

57

152

 

% of FPL

Income

Effective Date

 

200%

$22,980

Jan 1, 2014

MetalSort

Bronze

Silver

Silver

Silver

Carrier

BCBST

Plan Name

Mkt B02 HDHP

Mkt S04

Mkt S09 HDHP

Mkt S14

Network

Network E

Coinsurance

80/20

50/50

80/20

80/20

Deductible

$4,000

$1,000

$2,000

$4,500

Out of Pocket Max

$6,350

$3,650

$3,650

$5,200

Office Visits

Ded

Ded

Ded

$10/$40

RX

Ded

Ded

Ded

$3/50/100

Age

Monthly Premium

25

81

115

121

155

30

76

114

121

160

35

72

113

121

163

40

70

113

121

165

45

63

112

121

171

50

50

110

121

183

55

32

107

121

198

60

13

104

121

215

 

% of FPL

Income

Effective Date

 

250%

$28,725

Jan 1, 2014

MetalSort

Bronze

Silver

Silver

Silver

Carrier

BCBST

Plan Name

Mkt B02 HDHP

Mkt S04

Mkt S09 HDHP

Mkt S14

Network

Network E

Coinsurance

80/20

50/50

80/20

80/20

Deductible

$4,000

$2,000

$2,500

$5,500

Out of Pocket Max

$6,350

$4,000

$4,500

$6,350

Office Visits

Ded

Ded

Ded

$10/$40

RX

Ded

Ded

Ded

$3/50/100

Age

Monthly Premium

25

112

146

152

187

30

127

165

172

211

35

136

178

185

227

40

142

185

193

237

45

135

184

193

243

50

122

182

193

255

55

104

179

193

270

60

85

177

193

287

 

% of FPL

Income

Effective Date

 

300%

$34,470

Jan 1, 2014

MetalSort

Bronze

Silver

Silver

Silver

Carrier

BCBST

Plan Name

Mkt B02 HDHP

Mkt S04

Mkt S09 HDHP

Mkt S14

Network

Network E

Coinsurance

80/20

50/50

80/20

80/20

Deductible

$4,000

$2,000

$2,500

$5,500

Out of Pocket Max

$6,350

$4,000

$4,500

$6,350

Office Visits

Ded

Ded

Ded

$10/$40

ERCopay

Ded

Ded

Ded

Ded

Age

Monthly Premium

25

112

146

152

187

30

127

165

172

211

35

136

178

185

227

40

142

186

193

238

45

161

210

218

269

50

199

260

270

332

55

184

260

273

350

60

165

257

273

367

 
 

% of FPL

Income

Effective Date

 

400%

$45,960

Jan 1, 2014

MetalSort

Bronze

Silver

Silver

Silver

Carrier

BCBST

Plan Name

Mkt B02 HDHP

Mkt S04

Mkt S09 HDHP

Mkt S14

Network

Network E

Coinsurance

80/20

50/50

80/20

80/20

Deductible

$4,000

$2,000

$2,500

$5,500

Out of Pocket Max

$6,350

$4,000

$4,500

$6,350

Office Visits

Ded

Ded

Ded

$10/$40

RX

Ded

Ded

Ded

$3/50/100

Age

Monthly Premium

25

112

146

152

187

30

127

165

172

211

35

136

178

185

227

40

142

186

193

238

45

161

210

218

269

50

199

260

270

332

55

249

324

337

415

60

256

348

364

458

If your interested in what sort of coverage you might qualify for, call me at 901-763-2021 or email me at chuck@obamacareanswerman.com.

On this site, you will find information about

Need coverage now?  Open enrollment for the Marketplace begins 10/1/2013; however, if you are looking for coverage now, click on the links below to shop and apply for coverage today!

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